StayFlow Finance is the financial backbone of the ecosystem. It enables small hosts to raise working capital by issuing STAY tokens, while ensuring guest payments are protected by smart-contract escrow and released only when fulfillment milestones are met.
The financial lifecycle in four clear steps.
Host applies to StayFlow. The platform verifies identity and property, then creates a token campaign.
Guests connect wallets and purchase STAY tokens. Funds are deposited into smart-contract escrow.
Funds remain in escrow until the guest redeems the token for a booking or goods and fulfillment begins.
Smart contract releases funds in stages — after check-in, checkout, and cleaning confirmation.
Book future stays at a discount by pre-purchasing STAY tokens at issuance price.
Hosts receive working capital from token sales before guests even arrive.
The token carries state through the smart-contract lifecycle — from issued to settled.
Redeem STAY for selected HostMart goods or earn loyalty benefits across the ecosystem.
Unlike traditional platforms that hold funds and release in bulk, StayFlow Finance uses smart contracts to release payments at each fulfillment milestone.
When a guest redeems 1 STAY for a booking, the equivalent value is distributed progressively. No single party receives the full amount until all milestones are confirmed.
releaseToHostStage1()
releaseToHostStage2()
releaseToCleaner()
deductPlatformFee()
The token extends into goods procurement and stay booking across the ecosystem.